Practice Areas: Bankruptcy
    Sometimes bad things happen to good people. Maybe you have been injured and can not work, or lost a job because of the economy, or your investments have failed. If your financial health has passed the point where you just can not see a way to recover, then bankruptcy may be your only practical choice. The post 2005 Bankruptcy reform process is complex and unpleasant. Typically 50 pages of forms based on statistical data from your County and your personal financial situation are required for a simple bankruptcy filing. Advice from a skilled attorney is critical in moving the process forward while protecting your rights.
    Do you know the law? Do you know how the law applies to the facts of your case? Do you know where to find the median income of people living in your County and the Federally mandated allowances for your County for everything from clothing to cars to food. Do you know when you can over-ride these criteria to qualify for bankruptcy protection, with acceptable justification, in preparing your petition to the Bankruptcy Court? All attorneys offering bankruptcy advice, or services, are considered by law a debt relief agency. Hence, we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. We have the tools, knowledge, skill and ability to make the unpleasant experience of your going through the bankruptcy process efficient, effective and less stressful.
    Since 1986, Donald J. Arnold has been successfully representing individuals in filing and achieving bankruptcy protection and a new start at a hopeful future. Mr. Arnold is authorized to practice law in all state and federal trial and appeals courts covering Maryland. He is a graduate of the University of Maryland Law School, with honors, 1986, and was admitted to the Maryland Bar that same year, having passed the Bar Exam on the first attempt. He was admitted to the U.S. District Court for the District of Maryland in 1987, the U.S. Court of Appeals (Fourth Circuit) in 1991, and the U.S. Supreme Court in 1993. He is a member of the Bankruptcy Section of the Maryland State Bar Association.
    In 2009 Jeffrey C. Hann joined the Law Office of Donald J. Arnold. Mr. Hann is authorized to practice law in all state and federal trial and appeals courts covering Maryland and is a member of the Bankruptcy Section of the Maryland State Bar Association.
    For more information or an appointment call (410) 838-2582. Toll Free (For those outside Harford and Baltimore Counties) is 888-808-0449. Mr Arnold prefers initial potential client contact to be by telephone or appointment in person, with use of e-mail being reserved for existing clients after an appropriate attorney-client relationship has been formally established.
    Legalese translated into real people talk.
